We all heard about of company Act 1956 which lays certain rules to follow for any type of organisation whether government or private. But, what actually this company Act is all about. Why, we need it. This company act has been amended so that the number of companies exist in a particular area can be recorded and also to check whether these companies are working as per the rules and regulation of company Act 1956 or not.

There is certain procedure through which one has to go through to get the company registration. When you want to register your company first thing you should do is the approval of the name of the company you want to establish. For the approval of the name of the company you seek to need permission from Registrar of Companies (ROC) and name of the company is only accepted if no other company exist with same name. After the approval of the name, it is valid for six month and in the mean time article of association and memorandum of association is filled. If you don’t do so then you be charged additional fee.
For the incorporation of the company you have to file the MOA and AOA which are the most important document at the time of registration of the company. MOA contains all the activity which a company carry out where as AOA contains all the details about the rules and regulation which company need to follow to carry out its activities. After submitting the MOA and AOA documents and other important documents and also filling up of required fee one can acquired a certificate of incorporation.

The registration of the company takes place step by step. The various documents which need to submitted along with MOA and AOA are notice by the ROC office, declaration of compliance, particulars of manager, director, secretary and the letter from ROC telling the availability of name. After completing all the above procedure tax registration is required. Businesses have to pay income tax and ultimately it is going to help them. They are liable for this. They have to pay income tax for this they must gather tax identification card number commonly known as PAN card. They can obtain this card from revenue department and also they are required to obtain TAN (tax deduction account number).

Whether you are starting a venture at small scale, medium or high you need to get your company registrated. If it is a government company you will be given a name limited as the last word of your company. Whereas, in case of private company you will be given “private limited” as the last name. Thus, it helps in distinguished between public or private company.

For detail information about company registration process, you may contact toll free number at 1800 200 9935 if you lives in India.

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Gold is looked upon as a must in your investment portfolio. Learn about the several avenues from where you can buy gold as an investment.

When we speak of gold as an investment, we suggest buying 24 karat gold, as gold coins, gold biscuits or gold bars. Here are some popular choices from where you can get your gold:

Banks
A bank is perhaps the most trusted source to buy gold. They give certificates of purity for the gold coins and bars they sell.

Gold Exchange Traded Funds
You can also buy gold in demat form as gold exchange traded funds. This is also a good way for the modest purchasers to get into the gold market, as you really don’t need to buy gold in its physical form.
Jewelers
All jewelers sell pure 24 karat gold coins, gold biscuits and gold rings. Just visit your trusted jeweler to purchase gold and make sure the gold you buy has a 24 karat seal on it.

Post offices
Some Post offices in only a few cities extend this facility and sell Gold coins in lower denominations. This is to encourage and help most people to buy gold from post offices.
Over the Internet
Some jewelers also have started selling gold online. But as the purity of gold, accuracy of weight and security are major concerns here, be sure to buy from reliable sources only.

Remember that gold investment is one portfolio item that will serve you in all seasons and under most circumstances, if you want to evade financial uncertainties.

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Try to reach your goals and dreams with some budget planning. Follow successful debt and asset management to get the most from your income.

We all try to avoid the term budgeting or planning your budget. Why? Because we all know it’s a tough balancing act. Majority of us want good credit whether we use it or not. Planning your budget and money can be a difficult process. Here are some important tips to follow for successful budget planning.

Develop a Good Household Budget
Include everything you spend your money on- your monthly and yearly bills. Don’t forget your savings goals, and retirement funding. How you spend your money affects your budget more than how much money you make.

Follow a Debt Management Program
If you tend to ignore your debt management program, sooner or later your debt may overtake your income. You will be forced to make late payments or no payments at all because you simply don’t have the money. Abide by your guidelines on managing your debts.

Review Your Budget
To start with a good budget planning, write down your total monthly income. Next, note down all your monthly expenses. See the difference and how much your monthly saving is. Look for areas where you can cut back and save some more money. You should able to save at least 10-15% of your income monthly. Review your budget every month and see if you are successful in sticking to your budget.

If you still have difficulty in planning your budget, remove unnecessary options in your budget to cut down costs. Take the help of some professionals to know about their budgeting plans and programs to help you manage your expenses.

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